Get Up to ₹78,000
Free from the
Government
India’s central government subsidises your rooftop solar — directly to your bank account. LavishRays files every form, handles every office, and follows up until the money arrives. You just say yes.
MAXIMUM SUBSIDY AVAILABLE
₹78,000
For 10 kW residential system — credited directly to your bank account via MNRE DBT
CENTRAL SUBSIDY — UP TO 3 KW
40% off
₹15,000 per kW for the first 2 kW; ₹18,000 for the 3rd kW
SCHEME ACTIVE PERIOD
2024—2027
Target: 1 crore Indian homes. State quotas fill up — apply early
TYPICAL PAYBACK AFTER SUBSIDY
3—5 years
Then 20+ years of free electricity and net metering credits
✓ ZERO PAPERWORK FOR YOU
✓ SUBSIDY IN YOUR BANK
✓ END-TO-END IN 6—10 WEEKS
✓ 500+ INSTALLATIONS
✓ FREE SITE SURVEY
✓ 4.9 GOOGLE RATING
✓ ZERO PAPERWORK FOR YOU
✓ SUBSIDY IN YOUR BANK
✓ END-TO-END IN 6—10 WEEKS
✓ 500+ INSTALLATIONS
✓ FREE SITE SURVEY
✓ 4.9 GOOGLE RATING
What is this scheme?
India’s Biggest Solar Gift to Homeowners
PM Surya Ghar is India’s flagship rooftop solar programme — targeting 1 crore homes by 2027, with a direct cash subsidy and up to 300 units of free electricity monthly.
01
Who can apply?
Any Indian homeowner with a valid residential electricity connection and a rooftop with adequate sunlight — including Telangana and Andhra Pradesh.
02
How is subsidy paid?
Via Direct Benefit Transfer (DBT) — straight to your bank account after DISCOM inspection and Net Meter installation. Zero middlemen.
03
Who installs the panels?
Only MNRE-empanelled vendors like LavishRays Energies. This ensures your subsidy application is valid and processed correctly.
Key Benefits
Everything You Get Under This Scheme
💰 Subsidy up to ₹78,000
⚡ 300 units free/month
🏠 DBT to bank account
🔄 Net Metering credits
🌿 CO₂ certificate
📈 Property value boost
🔋 Battery loan at 7%
🛠️ 5-year O&M support
📍 Limited Window — Apply Now
Subsidies are allocated per state quota on a first-come, first-served basis. Delays may mean missing this financial year’s allocation.
The LavishRays Promise
From your first call to the subsidy landing in your bank — we own every step. You won’t visit a government office or chase a DISCOM officer. That’s our job.
Central Government Subsidy
Exactly How Much
Subsidy You Get
The PM Surya Ghar subsidy is calculated on MNRE benchmark cost. Here is what every system size qualifies for — calculated for you.
System Type
Before Subsidy
Govt. Pays
Your Cost & Savings
System Type
Before Subsidy
₹55K–₹1.1L
Including installation & inverter
Govt. Pays
₹15K–₹30K
₹15,000 per kW up to 2 kW
Your Cost & Savings
₹40K–₹80K
Payback ~3 yrs · Saves ₹1,200–2,000/mo
Most Popular
3 kW Best Value
2–3 BHK · ~300 units/mo
Before Subsidy
₹1,65,000
Including installation & inverter
Govt. Pays
₹48,000
₹30K (2kW) + ₹18K (3rd kW)
Your Cost & Savings
₹1,17,000
Payback ~3.5 yrs · Saves ₹2,600/mo
Large Home
5 kW
3–4 BHK / Villa · ~500 units/mo
Before Subsidy
₹2,75,000
Including installation & inverter
Govt. Pays
₹66,000
₹54K (3kW) + ₹12K (2kW extra)
Your Cost & Savings
₹2,09,000
Payback ~4 yrs · Saves ₹4,500/mo
Premium / Max Subsidy
10 kW
Bungalow / Villa · 1,000+ units
Before Subsidy
₹5,50,000
Including installation & inverter
Govt. Pays
₹78,000
Maximum cap: ₹54K + ₹24K
Your Cost & Savings
₹4,72,000
Payback ~4.5 yrs · Saves ₹9,000/mo
📍 Not sure which slab applies to you? Our team calculates your exact entitlement at your free site visit and ensures you claim every rupee you're entitled to.
Book Free Visit →
Your Solar Details
₹8,000
₹500 — ₹20,000
Enter your details and click the button to see your estimated subsidy and savings chart.
Free Extra Savings
Net Metering:
Get Paid for Unused Power
Your electricity meter runs both ways — exporting surplus solar power earns credits that reduce your bill every month automatically.
During the Day — You Generate Excess
Solar panels produce peak power between 10 AM—4 PM. Surplus electricity flows automatically into the DISCOM grid through your bidirectional net meter.
You Export = You Earn Credits
At Night — You Draw from Grid
When there's no sun, you draw from the grid as usual. But instead of paying full price, your accumulated daytime credits offset this cost.
Credits Offset Your Night Usage
Monthly Bill — You Pay the Difference
Your bill shows: units consumed minus units exported. You pay only the net. In good months, your bill can be ₹0 or carry surplus credits forward.
Telangana: ~₹3.50—5.00/Unit
Annual Settlement
Unused credits at financial year-end are carried forward or paid out at the DISCOM rate. Zero waste of your solar investment.
Zero Waste of Solar Energy
Step-by-Step
How to Apply for
the Subsidy
There are 6 steps between you and your subsidy. LavishRays walks every single one — handling portals, chasing DISCOM offices, and following up until the money arrives.
01
Register on Portal
pmsuryaghar.gov.in — with Aadhaar-linked mobile.
✓ WE DO THIS
02
Apply for DISCOM Feasibility
Submit rooftop solar application. Approval takes 15—30 days.
✓ WE FILE & FOLLOW UP
03
Installation by MNRE Vendor
LavishRays installs — only MNRE-empanelled vendors qualify.
✓ OUR TEAM
04
Net Meter Installation
DISCOM inspects and installs bidirectional meter. 7—15 days.
✓ WE COORDINATE
05
Submit Bank Details
Upload bank account for Direct Benefit Transfer (DBT).
✓ WE GUIDE YOU
06
Subsidy Credited
MNRE transfers subsidy within 30 days. We track and notify you.
✓ MONEY IN BANK
Documents You'll Need
Aadhaar Card (Aadhaar-linked mobile)
Latest Electricity Bill (consumer number)
Proof of Rooftop Ownership / NOC from Society
Bank Account Details (passbook / cheque)
Rooftop Photos (for DISCOM assessment)
Aadhaar-linked Mobile Number (for OTP)
PAN Card (for subsidy above ₹50,000)
Signed Installation Agreement with LavishRays
Long-term View
Your Money Story
Over 25 Years
Solar is a 25-year investment. Here's how the numbers look for a typical 3 kW system in Hyderabad.
Net Cost After Subsidy
₹1.17L
3 kW system (example)
Break-even Point
~Year 3.5
Pure profit after this
Total 25-yr Savings
₹6.2L
5% annual tariff hike
Year 1
-₹1.2L
Year 2
-₹85K
Year 3
-₹40K
Year 4
BREAK-EVEN
Year 5
+₹30K
Year 10
+₹1.5L
Year 15
+₹3.2L
Year 20
+₹4.8L
Year 25
+₹6.2L
Investment recovery
Break-even
Net profit
Year 0
You Install & Get SubsidisedGross cost: ₹1,65,000. Government subsidy: ₹48,000. Your net outflow: ₹1,17,000. ₹48,000 back before a single unit generated.
Year 3.5
You Break EvenCumulative savings equal your investment. Every rupee from this point is pure profit for 21.5 more years.
Year 10
₹2 Lakhs In Your Pocket10 years of monthly savings = ~₹3.1L. Minus ₹1.17L investment = ₹1.93L net gain. Panels have 15 years left.
State-Level Benefits
Extra Benefits in
Telangana & AP
Over and above the central subsidy, both states offer additional incentives for solar installations.
Telangana
TSSPDCL / TSNPDCL • Net Metering ActiveNet Metering: Export rate ~₹3.50-5.00/unit credited against consumption
Subsidy Passthrough: Central MNRE subsidy fully passed — no state reduction
Quick Approvals: TSSPDCL completes net meter within 30 days typically
Commercial AD: 40% accelerated depreciation on solar assets in Year 1
Andhra Pradesh
APEPDCL / APSPDCL • Net Metering ActiveNet Metering: Export rate ~₹3.00-4.50/unit depending on category
Agricultural Solar: Special schemes for irrigation pump solarisation
MNRE Subsidy: Fully available — same slabs as national scheme
Group Net Metering: Housing societies can pool generation across flats
Disclaimer: Subsidy amounts, Net Metering rates, and state incentives are subject to revision by MNRE, TSERC, APERC. Figures reflect early 2025 published rates. LavishRays provides confirmed latest figures at your free site survey.
FAQ
Subsidy Questions
Answered Plainly
No jargon. No fine print. Clear answers to what every homeowner wants to know before going solar.
💬 ASK ON WHATSAPPIs the subsidy available right now in 2025?
Yes. PM Surya Ghar is active through the target of 1 crore homes (estimated until 2027). The portal pmsuryaghar.gov.in is live. However, state-wise quotas can fill up — so earlier is better. LavishRays will check your state’s current quota and file your application immediately — at no charge.
Will the subsidy come to me or to LavishRays?
The subsidy is credited directly to your bank account by MNRE via DBT — not to LavishRays. You pay us for the installation; the government pays you the subsidy separately, typically within 30 days of Net Meter installation. We track and follow up until it arrives.
My monthly bill is only ₹800. Am I eligible?
Yes — there’s no minimum bill requirement. For a lower bill, a 1 kW system is likely sufficient, qualifying for ₹15,000 subsidy. Even small systems provide real savings. We’ll advise the right size at your free survey.
How long does the whole process take?
From your first call to subsidy in your bank: typically 6–10 weeks. Physical installation takes 1–3 days. The remaining time is DISCOM processing, net meter installation, and MNRE subsidy transfer — all of which LavishRays tracks and follows up so you never chase anyone.
Can I apply if I live in an apartment?
Apartment rooftop solar is possible under Group Net Metering or if your housing society installs a shared system. Individual flat owners may qualify if your DISCOM supports it and the society grants NOC. LavishRays will assess this at your site visit.
What if I already have solar — can I apply?
If your existing system was installed before PM Surya Ghar (February 2024) or through a non-MNRE vendor, you likely cannot claim this subsidy for that system. However, you may expand your system or install a new one through LavishRays. Contact us to assess your situation.
Ready to begin?
Claim Your Subsidy Before Your State's Quota Fills Up
Free site survey • No obligation • No advance payment • 100% transparent pricing • LavishRays handles everything
Within 2 hours
We call you back
Understand your home, bill & requirements
Within 48 hours
Free site survey
Rooftop assessment & exact subsidy confirmed
Same week
Written proposal
Clear cost, subsidy, savings — no surprises
You say yes
We take over everything
Portal, DISCOM, install, net meter, subsidy — all on us